Questions?

Call us at 800-736-8485

We offer the assistance you need to help in all of your mortgage endeavors. whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable.

Reverse Mortgages

Reverse mortgage loans are a way for older homeowners to convert their home's value into tax-free cash, without having to sell or move, HUD allows Homeowners who are 62 or older to borrow against the equity of their homes. 

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USDA Loans

A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metro area by USDA

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Home Purchase

FREE Home Mortgage Pre-Qualification! Do you know how much home you can afford? Take the first step to getting a pre-qualified in just 60 or less!

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Home refinance

Are you paying too much for your mortgage? Answer these questions below to calculate a possible lower mortgage rate & payment in just 60 seconds or less!

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Contact Us

Western Ohio Mortgage Corporation is ready to take your call!
733 Fair Rd.
Sidney, OH 45365
Trose@westernohiomortgage.com 800-736-8485 9601
How to Get a Mortgage Without a Credit Score

How to Get a Mortgage Without a Credit Score

Getting a home mortgage loan typically means a lender will run a check of your credit. It is much easier to get a mortgage if you have a great credit score; and you'll get a better deal as well. But what if you don’t have a credit score? Is it still possi

Aug 04, 2021 | Credit

How Big Credit Card Purchases Can Hurt Your Mortgage Terms

How Big Credit Card Purchases Can Hurt Your Mortgage Terms

When you are trying to buy a house, it is important to protect your credit. That means being extra careful to make all your payments on time and not opening any new credit accounts or loans during the mortgage qualification process. Another very important

Jul 28, 2021 | Purchasing a Home

Should I Buy, Build, or Renovate as a First-Time Home Buyer?

Should I Buy, Build, or Renovate as a First-Time Home Buyer?

Today’s housing market faces the lowest level of inventory in over 20 years, according to the National Association of Realtors. That supply is even tighter among the entry-level properties, making it doubly difficult for first-time home buyers to get a fo

Jul 21, 2021 | Purchasing a Home

Can Refinancing Hurt My Credit Score?

Can Refinancing Hurt My Credit Score?

Refinancing a mortgage can be incredibly helpful financially, whether for lowering monthly payments, shortening the loan term, or pulling out equity to pay off debt or for other projects. Even as you achieve those fiscal goals, you may wonder what effect

Jul 14, 2021 | Refinancing a Home

Will My Mortgage Payment Increase Over Time?

Will My Mortgage Payment Increase Over Time?

If you are about to become a first-time homeowner, you may be wondering if your monthly mortgage payment will stay the same or if it will ever go up. The answer depends on what type of home loan you choose: fixed-rate, adjustable-rate, or interest-only. W

Jul 07, 2021 |

What’s the Difference Between a Home Appraisal and Inspection?

What’s the Difference Between a Home Appraisal and Inspection?

When you take the plunge to buy a home, there will be a flurry of appointments and meetings with real estate agents, mortgage lenders, title companies, and inspectors. Some of the most important appointments will come after you make an offer on a property

Jun 30, 2021 | Purchasing a Home

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