Customer Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

Just want to say thank you to Adam Rose and Kayla for all the hard work they put in to get my loan to go through and for putting up with me when I got a aggravated about different things that needed to be done during this process couldn't ask for a better Mortgage Company once again thank you all so much for everything that you've done ~MM

- Michelle
Sidney, OH | March 28, 2017

We just wanted to say Thank-you again for all your hard work and kindess even when we know we were being short with you, and for the gift basket that was nice, Thank you again for everything!

- Tiffany R. and Vonda S.
Bellefontaine, OH | July 12, 2013

Sorry this has taken so long, been busy with soccer and school. Thanks again for everything. I am a military veteran and a first time home buyer. We rented a home for over 5 years, when our landlords unexpectedly told us they were selling the house and we had 2 weeks to either purchase the home or find another. This was quite the stressful situation seeing that our daughter was about to return to school in three weeks, and finding another rental home would be a challenge with our Great Dane. We weren't even sure if our credit was high enough to get a loan( seeing how 2 years prior it wasn't). Again, this was the worst situation and having Post Traumatic Stress Disorder (PTSD) on top of it all didn't help when the landlords began parading realtors in the home. I contacted one of the Veterans Home Loan companies that are listed on the VA websites and with Google. I planned on using a the VA home loan process. The company was very slow, and had given me a high interest rate (7% along with $8,000.00 in closing costs, not counting their fee). Because I was a first time home buyer, I thought this was normal. The landlord was selling the home himself and told us if we got a realtor then he would charge us his realtor costs and ours. We wanted the home, we had lived here for 5 years, and needed help. Help wasn't coming from the Veteran Home Loan company, I would get different representatives telling me to send different documents I had already sent in. The nightmare just wouldn't end! So with pure luck, I was speaking with a friend and she told me to contact Scott Hill at Western Ohio Mortgage. Scott Hill was a Godsend! He made sure our credit was in order, locked me in at a 4% interest rate for 6 months (it ended up being 3.99%), handled the sky high stack of VA loan documents with ease, set up the VA home inspection, helped us understand our options and laws that Ohio had for our protection. Because we didn't have a realtor, I called Scott with any questions I had to help with the "nightmare landlord sellers". He was quick to answer any questions and if he didn't know it, he guided me to where I could find it. He processed our loan paperwork quickly to get us secured. He even stayed at his office past 9:30 p.m. to let me use his printer to get documents sent off . We closed in a month without having to bring anymore money to the table at closing! I am so very thankful for Scott Hill at Western Ohio Mortgage. If I would have went with an out of town company that is there to "serve veterans", I would have had to pay to fax documents, had a high interest rate, high closing costs, pay a few thousand for their fee and no one personable who would have really helped me. Scott Hill should be featured for Veterans who are looking to buy a home, this guy moves with a sense of urgency and actually cares about his clients. His name will be the only name I speak when my fellow service members ask where they should go when buying a home. Thank you Scott Hill, you are the difference. -The McDonald Family Oregonia, Ohio

- McDonald Family
Oregonia, OH | September 05, 2015

My husband and I found our realtor by visiting an open house that we weren't necessarily interested in but figured it never hurts to look. But I now believe there was a reason for us being there, not only did we find a awesome new realtor she introduced us to hands down the best loan officer in the world. We dropped the current realtor and current loan officer we had immediately as just in the first 10 minutes of talking with Scott Hill he had given us more information and showed interest in us more than the other did in months! Scott Hill became one of the best blessings we've ever received! I know we would not be enjoying our new home with out him! Scott is very knowledgeable and super timely and always had our best interest in mind every step of the way! No matter what time of day (or evening) it was he was available to answer questions or give us information and we could not be more grateful for his hard work and attention he gave to us. I know he went above and beyond for us! We are very grateful for Scott and always recommend him to everyone looking to buy. You will with out a doubt be very happy you chose Scott as your loan officer!

- Heather
Monroe, OH | October 25, 2015

After the past several months of communication with one of your representatives I felt compelled to submit a comment. I have been working with Darren Clark (NMLS#236002) for over a year now and he has successfully guided my husband and myself through multiple offers on homes. Without his assistance, I think that our dream and desire of owning our own home may have been lost. Darren has selflessly assisted us through multiple difficult deals that may have caused other lenders to shy away. Darren has maintained the highest amount of professionalism and caring attitude throughout the process and should be commended for his commitment to the success of Western Ohio Mortgage. It is due to his actions and assistance during this process that I will happily work with and refer Western Ohio Mortgage to my friends and colleagues in the future.

- Michelle
Maineville, OH | October 25, 2015

I just want to say thanks again, we are getting all moved in and loving every minute of it. The kiddo’s love their new bedrooms and the great big back yard. We could have never done it without your help. I was told that there was no way I could get approved for a loan. You’re the man…. ? Have a great day!

- U.M.
Middletown, OH | March 30, 2016

I just wanted to let you know I have been referring people to you since our closing, because I think you're a great company. XXXXX was the last person I referred and so far she says you're doing a great job. Keep up the good work Adam and I'll keep sending them your way.

- K.K.
Sidney, OH | March 30, 2016

Before we began working with Scott Hill we were having a difficult time getting financing for our mortgage on our first home. Being first time home-buyers, we did not really understand the process or what paperwork was involved. Scott was able to help us by walking us through things step-by-step, and explaining the home-buying process. He worked with our situation and kept in touch with us frequently! Scott was there for us when we felt discouraged on having the opportunity to own a home and we are now homeowners! Thanks for everything, Jerrica B.

- Jerrica B.
Lebanon, OH | April 02, 2014

Wow where should I start. First I would like to thank you from the bottom of my heart for not giving up on us and our situation. I know it was probably one of the hardest approvals you may have experienced, but you didn't give up. Thank you so much for that. Next, everything you done is appreciated, you are a generous and sincere when it comes to your profession. Last but not least, Thank you Adam! Keep up the good work!! May God continue to Bless You and Your Family!

- Loan Borrower
Sidney, OH | August 12, 2014

When i first talked to Lindsey I was trying to buy my first home I explained to her I was a little nervous about the whole process and she assured me she would make it as smoothly as possible. She walked me through each step to make sure things went smoothly. after several e-mails and phone conversations I made it. thanks to all of Lindsey's hard work and great advice. Lindsey was a great pleasure to work with. I would recommend her to anyone who needs help buying a home!!!

- Dennis H.
Sidney, OH | July 12, 2013

On April 30th 2014 my husband and I closed on our very first home and we could not have done it without Scott Hill at Western Ohio Mortgage. As this was our first home purchase, we were very much in the dark on pretty much every aspect of the home loan process. Scott was incredibly knowledgeable and extremely helpful in explaining the loan process to us in a language we could easily understand. One of the most helpful things was Scott’s timely responses. He was willing to meet with us any time we needed, and answered any questions we had in less than 24 hours (many times within the same hour they were asked). Our home was sold on Short Sale so the timeline was very ‘TBD’ at times. Scott made sure to be on top of things for us so that we could be ready to go when needed. Towards the end, we were up against the clock due to a late approval from bank that had the lien on the property. That didn’t stop Scott, he made sure we were able to not only meet our intended closing date, but had everything ready to go almost a whole week before it needed to be. We are very grateful to have had the opportunity to work with Scott and with Western Ohio Mortgage. We would definitely work with them again for any future needs, and certainly would recommend them to anyone in need of their services.

- Brittany and Doug
West Chester, OH | May 05, 2014

If you are looking for someone to help you find financing for your home Lindsey is the one to have. When I decided to start looking for a house the first thing that went thru my mind was to try to find the right person to help me find the financing for my future home. When I called and talked to Lindsey, she asked me what kind of financing I was looking for and when I told her a VA loan she didn't waste anytime getting me the information that I needed to make sure I was ready when I found that right house. I looked at several house and called her to ask what the payment might be and she didn't waste anytime in letting me know what the payments (escrow included) would be to see if I was able to afford it. I made numerous calls to her and she never once denied my request for the information or tell me that it would take a little bit. She always let me know within 12 hrs for the time I asked her. Then when I thought that I could afford this one house, she did all the paperwork and was getting ready to close when somethings happened that I had to stop all the proceedings, she never complained but told me that she was there when I found the right house. Then it finally happened, I found the perfect house and she was ready to go when the financial institute backed out at the last minute but Lindsey didn't give up and she got me a better loan than the one that she had before. She works hard for her clients and never takes NO for an answer. If you need someone who cares to make YOUR dreams come true Lindsey is the one.

- Jeff F.
Bellefontaine, OH | July 12, 2013

Thanks for all your help in purchasing the home, I know it was lot's of fun but I do hope that all your other transactions are a little less complicated. Enjoy the day and I owe you a lunch.

- Rick and Cindy M.
St. Paris, OH | July 12, 2013

When I first asked Lindsey to check into refinancing our home, money was tight! Lindsey helped us refinance our home and it freed up enough money that we don't feel the crunch. It was easy, painless, and Lindsey did an excellent job. If money is tight, give Lindsey a call and ask her about refinancing. It may be one of the best moves you'll ever make!

- Robin H.
Urbana, OH | July 12, 2013

I have had the pleasure of working with Lindsey on several closings. Her efficiency and professionalism made my job of securing homeowners insurance for our mutual customer EASY! She is an excellent communicator and is dedicated to her customers. She really does want to help people achieve the dream of home ownership. Thanks Lindsey for being easy to work with!

- Carrie Reynolds
Bellefontaine, OH | July 12, 2013

Since we've met Lindsey Evans she has really taken the lead in social networking, helping to start her local chapter of BNI - Round About Referrals. Lindsey is also active in the Logan County Meet Up group. Lindsey is genuinely enthusiastic about the loan business and wants to help folks understand the process. I approached her recently about helping my son refinance his home. I have no doubt that if it can be done - she'll make it work!

- Kimmerly G.
New Carlisle, OH | July 12, 2013

Main Office (Sidney)

733 Fair Rd.
Sidney, Ohio 45365

Lebanon Branch

901 N Broadway
Lebanon, Ohio 45036

Mason Branch

7577 Central Parke Blvd Suite 314
Mason, Ohio 45040


Phone: 800-736-8485
Fax: 937-497-9020
Email: Trose@westernohiomortgage.com
NMLS: 9601
We are licensed in the following states: Ohio: MB-801814.000, Indiana: 15536, Florida: MLD154, Kentucky: MB72955; 

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