The secondary mortgage market is one reason home loans are available to so many buyers. After a lender closes a mortgage, the loan may be sold to an investor or serviced by another company. That can sound confusing, but it is a normal part of how mortgag
Apr 23, 2026 | Purchasing a Home
Buying a home gives you important ownership rights, but it also comes with responsibilities. The details can vary by property, county, contract, title, financing, and local rules. This article is not legal advice, but it can help Ohio buyers know which q
Apr 21, 2026 | Purchasing a Home
A VA adjustable-rate mortgage (ARM) is a home loan option available to eligible veterans, active-duty service members, and certain military spouses. Unlike fixed-rate mortgages, VA ARMs begin with a lower introductory interest rate that adjusts over time
Apr 16, 2026 | VA Loans
The Truth in Lending Act is meant to help borrowers understand the cost of credit. In a mortgage transaction, the practical takeaway is simple: do not focus only on the advertised interest rate. Review the disclosures, ask questions, and compare the full
Apr 14, 2026 | Purchasing a Home
Reviewed by Adam J. Rose, VP / Senior Loan Officer, NMLS #870301 Adam J. Rose is Vice President / Senior Loan Officer at Western Ohio Mortgage. Ohio LO License: LO.040068.001 | Direct: 937-497-9662 | Email: arose@westernohiomortgage.com If you are buying
Apr 12, 2026 | Purchasing a Home Conventional Loans Refinancing a Home
Many prospective homebuyers begin their search with a simple question: how much home can I realistically afford? If you earn around $70,000 per year, the answer depends on several financial factors beyond income alone. Mortgage lenders evaluate affordabil
Apr 09, 2026 | Purchasing a Home