Marcus Moses

Sr. Loan Officer

NMLS# 652979 OH LO053164.000

Marcus Moses Sr. Loan Officer

Blog

Cap Rate: Your Key to Smart Rental Property Investing

Cap Rate: Your Key to Smart Rental Property Investing

Thinking about buying a rental property? The cap rate is a very important tool for measuring potential income and risk. What Is Cap Rate?Cap rate (capitalization rate) is a percentage that shows how much annual income a property generates compared to its

Jul 10, 2025 | Purchasing a Home

A Guide to Using a Home Equity Loan for an Investment Property

A Guide to Using a Home Equity Loan for an Investment Property

If you're a homeowner with strong equity, now could be a great time to take the next step in building your financial future. One option to consider is using a home equity loan to buy an investment property. This approach can help you grow your real estate

Jul 08, 2025 | Refinancing a Home

Why Some Veterans Choose Conventional Loans Over VA Loans

Why Some Veterans Choose Conventional Loans Over VA Loans

VA loans have long been a key benefit for veterans, offering no down payment, competitive interest rates, and no private mortgage insurance (PMI). But today, some veterans are choosing conventional loans instead. This might seem surprising at first, but t

Jul 01, 2025 | VA Loans

What's the Perfect Interest Rate?

What's the Perfect Interest Rate?

A recent Bankrate survey shows that the idea of a “perfect” mortgage rate depends on your age group. From Baby Boomers to Gen Z, opinions vary widely—and that’s affecting today’s housing market. Gen X and Boomers: Comfortable

Jun 26, 2025 | Interest Rates

Can You Use Your VA Loan Again After It's Been Assumed?

Can You Use Your VA Loan Again After It's Been Assumed?

If your original VA loan has been assumed by someone else, you might be wondering whether you can use your VA loan benefits again. The answer depends on your remaining entitlement and a few other key factors. Let’s break it down. Understanding VA Lo

Jun 12, 2025 | VA Loans

How to Buy a HUD Home: A Complete Guide

How to Buy a HUD Home: A Complete Guide

Are you looking for an affordable way to become a homeowner? A HUD home might be the perfect solution for you. These government-owned properties offer great opportunities for buyers who want to save money on their home purchase. What Is a HUD Home? A HUD

Jun 05, 2025 | Purchasing a Home