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Questions? Call us at (800) 736-8485
Questions?
Questions? Call us at (800) 736-8485
Your credit score plays a major role in qualifying for a mortgage in 2026. While loan guidelines have remained relatively consistent, underwriting has become more flexible in how lenders evaluate overall risk. That means your score matters—but it&r
Mar 10, 2026 | Credit
Your credit score plays a central role in determining your mortgage terms, interest rate, and approval odds. Understanding this relationship helps you prepare for buying a home and potentially save thousands of dollars over the life of your loan. The Dire
Nov 06, 2025 | Credit
Your credit score is one of the most critical factors when buying a home. Think of it as your financial resume—summarizing how well you manage debt and repay loans. This small yet mighty number, ranging from 300 to 850, gives lenders a snapshot of y
Jan 14, 2025 | Purchasing a Home Credit
Home equity can be helpful, but it deserves careful handling. For many Ohio homeowners, the first comparison is between a home equity loan and a home equity line of credit, often called a HELOC. Both use equity in the home as collateral. Both can create
Aug 29, 2024 | Credit
Getting a home mortgage loan typically means a lender will run a check of your credit. It is much easier to get a mortgage if you have a great credit score; and you'll get a better deal as well. But what if you don’t have a credit score? Is it still possi
Aug 04, 2021 | Credit
As the U.S. economy reels from record-high unemployment and continued COVID-19 shutdowns, the Fair Isaac Corp. (FICO), a global analytics company and producer of the FICO credit score, released a new credit index recently it hopes will keep mortgage
Jul 15, 2020 | Credit