Kenneth Mark Rodenas

Sr. Loan Originator

NMLS# 284881 LO.025861.000 MC73054 24788

Kenneth Mark Rodenas Sr. Loan Originator

Blog

Balloon Mortgages for Investment Properties: A High-Risk, High-Reward Strategy

Balloon Mortgages for Investment Properties: A High-Risk, High-Reward Strategy

Considering a balloon mortgage for your investment property? This unique financing option offers short-term benefits but comes with significant risks. Before moving forward, it’s essential to understand how it works and whether it aligns with your f

Mar 20, 2025 | Purchasing a Home

How to Challenge a Low Home Appraisal

How to Challenge a Low Home Appraisal

A low appraisal can feel like a hard stop when you are under contract, but it is really a problem to work through carefully. The lender has to use an acceptable appraised value for the loan file, and the buyer, seller, agents, and loan officer need to dec

Mar 18, 2025 | Purchasing a Home

Important Things to Know Before Purchasing a Home with Solar Panels

Important Things to Know Before Purchasing a Home with Solar Panels

Purchasing a home with solar panels can be a great decision, offering energy savings and environmental benefits. However, there are a few important things to keep in mind to make sure you're making an informed choice. Here's what you need to consider. Own

Mar 13, 2025 | Purchasing a Home

Buying a House? Don't Forget About Schools!

Buying a House? Don't Forget About Schools!

Looking to buy a new home? Fantastic! But have you considered the quality of schools in the area? The school district can significantly influence both your living experience and the value of your investment. Let’s dive into why schools matter, even

Mar 11, 2025 | Purchasing a Home

Understanding the Underwriting Process in Home Buying

Understanding the Underwriting Process in Home Buying

Buying a home is a big milestone that involves several important steps. One of the most crucial stages is underwriting. After submitting your mortgage application, a lot happens behind the scenes to ensure your application meets the lender’s standar

Feb 27, 2025 | Purchasing a Home

How to Know If You’re Ready to Buy a Home: Key Considerations

How to Know If You’re Ready to Buy a Home: Key Considerations

Buying a home is likely one of the biggest financial decisions you’ll ever make. Before jumping into the process, it’s important to ask yourself if you’re truly ready. Two main factors play into this decision: affordability and readiness

Feb 25, 2025 | Purchasing a Home