Mortgage interest rates are at historic lows and homeowners can take advantage of great savings by refinancing into those lower rates. But what if you’ve already refinanced and you still need to save money on housing costs? Or what if you don’t want to re
Oct 06, 2021 |
In an effort to bring more racial equality to the mortgage market, the Federal Housing Finance Agency (FHFA) announced recently that on-time rental payments may be used by government entities as part of the mortgage underwriting process.Government-sponsor
Sep 22, 2021 |
Even before the COVID-19 pandemic, in the quest for convenience, everything in our world was trending more towards “virtual” services. The coronavirus quarantining of the past year and a half has only increased the need for such online avenues. The mortga
Sep 15, 2021 |
Many Americans bank on being able to sell their homes in retirement to help pay for their living expenses. However, many seniors get to that stage and realize they do not want to leave their homes. Or there can be unexpected costs that crop up in retireme
Sep 08, 2021 |
FHA and conventional loans can both help Ohio buyers purchase a home, but they solve different problems. FHA may be more forgiving for buyers with lower credit scores or smaller down payments. Conventional loans may be stronger for buyers with better cre
Aug 25, 2021 |
If you are ready to buy a home, you may have heard your lender throwing around names like Fannie Mae, Freddie Mac, and Ginnie Mae. Who are these people and what do they have to do with your home loan?They are actually not people at all but nicknames for t
Aug 18, 2021 |