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Call us at 800-736-8485

We offer the assistance you need to help in all of your mortgage endeavors. whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable.

Reverse Mortgages

Reverse mortgage loans are a way for older homeowners to convert their home's value into tax-free cash, without having to sell or move, HUD allows Homeowners who are 62 or older to borrow against the equity of their homes. 

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USDA Loans

A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metro area by USDA

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Home Purchase

FREE Home Mortgage Pre-Qualification! Do you know how much home you can afford? Take the first step to getting a pre-qualified in just 60 or less!

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Home refinance

Are you paying too much for your mortgage? Answer these questions below to calculate a possible lower mortgage rate & payment in just 60 seconds or less!

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Western Ohio Mortgage Corporation is ready to take your call!
733 Fair Rd.
Sidney, OH 45365
Trose@westernohiomortgage.com 800-736-8485 9601
Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?

Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?

When you are in the market for a mortgage, one of the many decisions you’ll have to make is whether to apply for a fixed-rate loan or an adjustable rate mortgage (ARM). Both can be beneficial, depending on your situation. Learning the difference bet

Aug 15, 2018 | Purchasing a Home Fixed Rate Mortgages Adjustable Rate Mortgages Refinancing a Home

How Much House Can I Afford?

How Much House Can I Afford?

When you are ready to buy a home, whether for the first time or the tenth, it is always important to know how much you can afford to spend. This will help you narrow your home search and ensure you do not get in over your head financially. There are sever

Aug 08, 2018 | Purchasing a Home Preapproval Pre-qualification

The Top 4 Reasons You Should Get a VA Loan

The Top 4 Reasons You Should Get a VA Loan

If you are a military veteran or are currently serving active-duty, there is an incredible mortgage loan available to you through the Department of Veterans Affairs – the VA loan. VA mortgages are made through regular lenders but backed by the Depar

Aug 01, 2018 | VA Loans

Can I Qualify for an FHA Loan?

Can I Qualify for an FHA Loan?

FHA loans (those sponsored by the Federal Housing Administration) are mortgages that allow low down payments and have relaxed credit score requirements, making them very popular with first-time homebuyers and those with less-than-perfect credit. If you th

Jul 25, 2018 | FHA Loans Government Loans

Should I Pay Mortgage Points?

Should I Pay Mortgage Points?

If you are buying a home or refinancing, you have probably heard about “mortgage points.” This form of pre-paid interest can save you thousands of dollars over the course of your loan but in many circumstances is not worth the upfront cost. Ho

Jul 18, 2018 | Purchasing a Home Interest Rates

What is the Difference Between FHA loans and Conventional Mortgages?

What is the Difference Between FHA loans and Conventional Mortgages?

If you are just getting started in the home buying process, you have probably come across several different types of mortgage loans as you have researched your options. Two of the most common home loan types are conventional and FHA mortgages. What are th

Jul 11, 2018 | FHA Loans Government Loans Conventional Loans Purchasing a Home