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Questions?
Call us at 800-736-8485
Your credit score is an essential factor in determining much about any mortgage loan you receive. A credit score is a measure of your trustworthiness as a borrower. It pays to know as much about your credit score as possible before applying for home loan
May 01, 2019 | Credit
While it is possible to get into homeownership with little upfront investment, there can be many benefits to building up equity in a property. Mortgage equity is the value of the homeowner’s stake in a home. It is basically how much the home is wort
Apr 24, 2019 | Home Equity
In today’s mortgage market there are a lot of products, which means more choice for you. Depending on your background and the location of the property, you may be able to put down 0%, and you can always put down 100% if you have the cash.
Apr 23, 2019 | minimum mortgage down payment, FHA loan down payme
When you are ready to apply for a mortgage loan, your lender will ask you for all sorts of financial information. One of the things lenders do with this data is to calculate your debt-to-income (DTI) ratio. A DTI ratio is one of the most basic methods len
Apr 17, 2019 | Credit Fixed Rate Mortgages Conventional Loans Preapproval
One of the biggest obstacles to homeownership is coming up with enough cash for a down payment. When your own savings are not adding up quickly enough and you don’t have a rich uncle to tap for an early inheritance, you may find some help in a down
Apr 10, 2019 | Purchasing a Home First-time Homebuyers
If you are familiar with adjustable-rate mortgages (ARMs), you have probably heard of the 5/1 ARM or even the 10/1 or 1/1 ARM. There is a newer ARM loan available that is growing in popularity: the 5/5. Here’s everything you need to know about this
Apr 03, 2019 | Adjustable Rate Mortgages