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Blog Posts:

How the Federal Reserve Impacts Mortgage Rates
VA Loan Approval with Debt: What Veterans Need to Know
Can You Get a Mortgage while on Maternity Leave?
Real Estate Investing Explained: Active vs Passive Strategies and Property Types
Pay Off Your Mortgage Early or Invest? How to Make the Right Financial Move
How to Buy a Small Rental Property with an FHA Loan
How Adjustable-Rate Loans Work and When They Make Sense
FHA Property Requirements: What a Home Must Have to Qualify for FHA Financing
8 Smart Questions to Ask Before Refinancing Your Mortgage
Do You Really Need 20% Down to Buy a Home?
VA Loan Offers: What Home Sellers Really Need to Know
How Do Mortgage Discount Points Work?
Multifamily Property Investing: Benefits, Risks, and Financing Explained
The Secondary Mortgage Market: How It Works and Why It Matters for Homebuyers
What Rights Do You Have as a Homeowner? A Guide to Property Law Basics
Learn More about VA Adjustable-Rate Mortgages (ARMs)
The Truth in Lending Act - Key Protections Every Borrower Should Know
How Much Are Closing Costs in Ohio?
How Much House Can You Afford on a $70K Salary?
Understanding VA Loan Options for Veterans
Paying for College with Home Equity
Selling a House that has a Home Equity Loan
How to Choose the Right Retirement Location in 2026
How to Protect Yourself from Common Mortgage Scams
What should I do if I owe more than my home is worth?
Buy a Home using the House Hacking Strategy
VA Loan Credit Score Requirements
What Credit Score Do You Need to Buy a House in 2026?
A Guide to Buying VA Foreclosures
Mortgage Loans for Self-Employed Borrowers
3 Nontraditional Mortgage Options
Using a HELOC to Buy a Second Home
What Higher Mortgage Limits Mean for Homebuyers in 2026
FHA Refinancing Options: A Practical Guide for Homeowners
Can You Purchase Two Houses at the Same Time?
Airbnb Investing - What Investors Need to Know
VA Mortgage Rate Basics Explained
A Smart Buyer’s Guide to Purchasing a New-Construction Home
What Is a Mortgage Amortization Schedule and How Does It Work?
How Real Estate Tax Benefits Help Build Long-Term Wealth
Understanding Your Closing Disclosure: What to Review Before Closing
Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan
What Is a Wraparound Mortgage? A Detailed Guide for Buyers and Sellers
A Guide to Buying a Home in Retirement
Home Warranty vs. Home Insurance: What's the Difference?
Is Your Mortgage Payment Too High? Here's How to Lower It
FHA Compensating Factors: Strengthening Your Loan Application
Is a 15-Year Mortgage a Good Choice?
Using a HELOC to Pay Off Credit Card Debt: Is It Right for You?
Use a VA Energy Efficient Mortgage for Home Improvements
Starter Home vs. Forever Home: Making the Right Choice
Buying a Property with Existing Tenants
VA Housing Grants for Disabled Veterans: Adapting Homes for Independence
Understanding Mortgage Liens and Property Encumbrances
Are HELOC Interest Payments Tax Deductible?
How Your Credit Score Affects Your Mortgage
Is a 30-Year Mortgage Right for You?
Understanding Your True Monthly Mortgage Cost in 2025
Is Now the Right Time for a Home Equity Line of Credit?
Combination Mortgages: Eliminate Private Mortgage Insurance
The First-Time Homebuyer's Complete Guide
Home Buying Programs for Teachers: Your Path to Affordable Homeownership
What Is a Cash-In Refinance?
A Mortgage Tax Credit That Could Save You $2,000 a Year
Mortgage Basics for First-Time Home Buyers
Does Refinancing your Mortgage Make Sense?
Why Buying a Duplex Makes Financial Sense
Tips for Short-Term Rental Success
Applying for a Mortgage: Fixed or Adjustable Rate?
Tips to Get a Lower Rate on a VA Loan
Funding Energy-Efficient Home Improvements in Ohio
Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid
Is it Better to Buy or Rent?
Learn More about Home Renovation Loans
Should you Hire a Real Estate Attorney When Buying a Home?
Explaining the Mortgage Contingency Clause
The Difference between Appraised Value and Market Value
The Changing Tides of the Housing Market
Cap Rate: Your Key to Smart Rental Property Investing
A Guide to Using a Home Equity Loan for an Investment Property
Why Some Veterans Choose Conventional Loans Over VA Loans
What's the Perfect Interest Rate?
Can You Use Your VA Loan Again After It's Been Assumed?
How to Buy a HUD Home: A Complete Guide
Should You Hold Out for Lower Interest Rates Before Buying a House?
More Borrowers Are Putting 20% Down - Should You?
Where Do Mortgage Lenders Get Funds for Home Loans?
How to Buy a Home at a Government Auction
What Are the Financial Benefits of Owning a Home?
Buying a Home when you have Student Loans
Understanding VA Loan Occupancy Requirements
5 Highly-Effective Habits of Successful Homebuyers
Why You Should Definitely Do a Pre-Settlement Walkthrough
VA Construction Loans: Your Ticket to Home Sweet Home
PMI vs MIP: What You Need to Know Before Buying a Home
5 Tips for Buying a Home When Interest Rates are High
How Parents Can Help Their Children Prepare to Be Homeowners
Why Hazard Insurance Matters When You’re Buying a Home
Real Estate Crowdfunding - Investment Friend or Foe?
Am I Too Young For a Mortgage?
Understanding Private Mortgage Insurance
The Pros & Cons of Buying a Foreclosure
Balloon Mortgages for Investment Properties: A High-Risk, High-Reward Strategy
How to Challenge a Low Home Appraisal
Important Things to Know Before Purchasing a Home with Solar Panels
Buying a House? Don't Forget About Schools!
Understanding the Underwriting Process in Home Buying
How to Know If You’re Ready to Buy a Home: Key Considerations
Tips for Negotiating Home Prices
5 Ways to Buy a Home With No Down Payment
A Guide to Financing and Buying a Condo
Unlocking the Power of Home Equity
3-2-1 Buydown Mortgage Loans
Understanding Your Loan Estimate: A Guide for Homebuyers
Your Guide to Saving for a Down Payment
Why Your Credit Score Matters When Buying a House
VA Home Loans: Benefits for Veterans
Unlock Your Home’s Potential with a Fixed-Rate HELOC
Navigating the Mortgage Pre-Approval Process: Your First Step to Homeownership
FHA Gift Funds in Ohio: Using Family Help the Right Way
Helpful Home Buying Tips
Non-QM Loans: Flexible Home Financing for Self-Employed & Investors
VA Jumbo Loans help Veterans buy New Homes
The Inside Scoop on the Top 5 Mortgage Loan Types
USDA Loans: Affordable Path to Homeownership
How Long is a Mortgage Pre-approval Good For?
Key Questions to Ask Your Mortgage Lender
Investing in Vacation Rentals: Luxury vs. Economy Properties
Understanding Sales Price vs. Appraised Value in Real Estate
Understanding Your Mortgage Statement
Preparing for Your First Mortgage Payment: Key Details to Know
Understanding Conventional Loans: A Guide for Aspiring Homeowners
Is an FHA Streamline Refinance Right for Your Ohio Home?
Tips for a Successful First-Time Home Buying Experience
The Rise of Single Women Homeowners: Tips for Navigating the Journey
Condo or Townhouse: Which One Fits Your Lifestyle?
A Simple Guide to First-Time Homebuyer Programs
5 Smart Strategies for Finding the Right Mortgage
Discover Low-Cost Mortgage Solutions for First-Time Buyers
Financing Options for Real Estate Investment
Understanding Mortgage Rates: A Guide for First-Time Homebuyers
How the Fed's Rate Cut Could Impact Your Mortgage
Top Reasons to Refinance Your Home: Key Benefits to Consider
Choosing the Right Mortgage Term: A Key Decision in Homeownership
Refinance Your Home, Even if You Have Limited Equity
Exploring VA Loans: A Path to Homeownership for Veterans
Home Equity Loan vs. HELOC in Ohio: How to Compare the Two
How High Balance Loans Can Help You Afford a Home in Expensive Markets
Discover the Benefits of USDA Loans
Housing Assistance Programs for Veterans
A Guide to Freddie Mac CHOICERenovation Loans
Buying a Home: A Helpful Guide to FHA Loans
Mixed-Use Property Loans
Unlocking Real Estate Potential with HELOCs
Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?
Native American Direct Loan (NADL) Program
Mortgage Options for Physicians: A Path to Homeownership
Understanding the Importance of Home Warranties
Mortgage Options For Single Parents
Happy 4th of July !
Mortgage Co-signers : A Strategic Partnership for Homebuyers
Pros and Cons of No-Down Payment Loans
Building Your Dream Home: The Essential Guide to Construction Loans
How To Pay Off Your Mortgage Faster
Renovate your Home with a Home Equity Loan
VA Home Loans With Bad Credit in Ohio: What Veterans Should Know
The Essential Guide to Homeowners Insurance for New Homeowners
How to Buy a Home After Bankruptcy
Refinancing vs. Loan Modification: Why Refinancing is the Better Choice
A Mortgage Professional's Guide to Inheriting Property
Your Guide to FHA Loans: Making Homeownership Attainable
Mortgage Options for Seniors Downsizing in Retirement
Understanding USDA Rural Development Loans: Benefits and Eligibility
How a 5% Mortgage Can Get You Into Real Estate Investment
The Importance of Debt Consolidation Home Loans
Annual Mortgage Review for First-Time Buyers
Understanding the Benefits of a DSCR Loan Compared to a Conventional Loan
Your Mortgage Application Document Checklist
The Top 7 Mortgage FAQs of First-Time Buyers
FHA Loans: the 9 Most Frequently Asked Questions
A Renovation Loan Could Help You Beat the Housing Market
6 Ways to Save Money on Your Next Mortgage
How Soon After Buying Can I Refinance the Mortgage of My Second Home?
What Does It Take to Get an Investment Property Loan?
Combat Rising Inflation on Your Debt with a Refinance Loan
Programs and Grants to Help First-Time Home Buyers
7 Essential Home Buying Questions
What is a Drive-By Appraisal?
Can You Afford a Second Home?
What if Rates Rise while my House is Under Contract?
Your AirBnB Income Can Help You Refinance Your Mortgage
How to Make Your VA Loan Competitive in a Hot Market
What’s the Difference Between the Sales Price and Appraised Value of a Home?
Can You Afford a Second Home?
What You Need to Know About FHA Loans in 2022
Will a HELOC Affect Your Credit Score?
Can You Get a Loan to Buy an AirBnB?
How Long Should You Keep Your Mortgage Papers?
One Extra Mortgage Payment a Year Can Add Up to Big Savings
Who Owns My House: Me or My Mortgage Lender?
5 Reasons You Might Want a Non-Conforming Mortgage Loan
5 Questions Unmarried Couples Should Ask before Buying a Home
Should I Do a Cash-out Refinance on My Rental Property?
Is the Market Headed towards 3-D Printed Homes?
Buying a Home with help from Family
What does Homeowners Insurance Cover?
Should I Ever Consider a Balloon Mortgage?
How to Prepare Your Home for an Appraisal
Americans Home Equity is at a Record High
How to Get Past First-Time Home Buyer Anxiety
4 Other Ways to Save Without Refinancing
Fannie Now Accepts Timely Rent Payments as Credit Background
What is an eClosing?
4 Things to Know Before Getting a Reverse Mortgage
FHA vs. Conventional Loans in Ohio: Which Should You Compare?
Fannie, Freddie, and Ginnie and What Do They Have to Do With My Mortgage?
This New Mortgage Rule Could Save You from Foreclosure
How to Get a Mortgage Without a Credit Score
How Big Credit Card Purchases Can Hurt Your Mortgage Terms
Should I Buy, Build, or Renovate as a First-Time Home Buyer?
Can Refinancing Hurt My Credit Score?
Will My Mortgage Payment Increase Over Time?
What’s the Difference Between a Home Appraisal and Inspection?
What to Do if the Appraisal Comes in Low
How to Protect Your Information When Applying for a Mortgage Online
How to Avoid Delays in Your Home Buying Process
How to Refinance After a Mortgage Forbearance
Should I Stay with my Current Lender when I Refinance?
Condo or Townhouse - Does it Matter?
There are LOTS of Reasons why You Might Want to Refinance
How Mortgages Are Affected by Property Use
Should I Buy a New or Existing Home?
Why does Buying a Home require so much Insurance?
Time to Take Advantage of the Commercial Real Estate Market
Can You Buy a Home With Bad Credit in Ohio?
6 Tips for Saving a Down Payment as a Renter
Why ARM Loans Don’t Make Much Sense Right Now
4 Predictions for the 2021 Mortgage Market
Mortgage Lingo 101
Questions to Ask Your Mortgage Lender
Is My Credit Score Good Enough for a Mortgage?
How the Eviction Moratorium Affects Landlords and Their Mortgages
Is It Possible to Escape Refinance Closing Costs?
Should I Pay Off My Mortgage with My 401(k)?
Should I Pay Off Student Loans with a Home Refinance?
How Often Can I Refinance?
How to Get a Small Dollar Mortgage Loan
Why This Fall Might Be the Best Time to Buy a House
Is Now the Right Time to Buy Your First Home?
How the New Fed Policy Will Affect Your Mortgage Rates
Why a Mortgage is Good Debt
Should I Refinance into a 15-year Mortgage Now?
Do You Have Enough Money to Buy a House?
What Happens If I Lose My Job During the Mortgage Process?
Should I Prepay My Mortgage?
New FICO “Resilience” Credit Score Could Help Borrowers
Is Down Payment Assistance Still Available During COVID-19?
Buying a First Home in an Expensive Area
7 Tips to Improve Your Credit Before Applying for a Mortgage
What is an ARM loan?
You Can You Still Get a Home Loan with Tighter Standards
Understanding Mortgage-related Insurance
FHFA: Borrowers in Forbearance CAN Refinance
Is Now a Good Time for a Reverse Mortgage?
The COVID-19 Housing Market is Better than the Great Recession Market
How Long Does a Pre-Approval Letter Last?
4 Refinancing Mistakes to Avoid
What You Need to Know About Mortgage Forbearance
How To Get Help If You Can’t Pay Your Mortgage
How to Buy a Home During COVID-19
The Best Home Loans for Buying a Fixer-Upper
Can a Higher Interest Rate Actually be a Better Choice?
How Can I Qualify for a Home Equity Loan?
Will an Employment Gap Hurt My Chances for Mortgage Approval?
Jumbo Refinance in Ohio: What Lenders Review
Is Applying for Mortgage Online a Good Idea?
Should You Buy a Second Home as Your First Home?
5 Strategies for Paying Your Mortgage Off Early
Why NOT to Pay Off Your Mortgage Early
4 Reasons Why You Should Refinance NOW
3 Things Lenders Don’t Want to See on Your Bank Statements
6 Tips to Get a Rock-Bottom Home Loan Payment
How to Cancel FHA Mortgage Insurance
4 Common Mortgage Refinancing Myths
6 Homebuying Mistakes to Avoid
6 Reasons to Become a Homeowner
Can You Refinance With Bad Credit in Ohio?
Don’t Move Out Before You Sell
Is a Bigger Down Payment Always Better?
Can I Get a Mortgage Without a Credit Score?
How Does the Stock Market Affect Mortgage Rates?
What is the CHOICERenovation Mortgage?
How To Consolidate Debt with a Refinance Loan
How to Avoid Wire Fraud at Mortgage Closing
What’s More Important: Lower Home Prices or Mortgage Rates?
What is a Mortgage Servicer?
FHA Energy Efficient Mortgage Program in Ohio
What is a Loan-to-Value Ratio?
How to Start When Searching for Your First Home
5 Tips for Buying an Investment Property in Ohio
Benefits to Mortgage Debt
What is a Physician Loan?
4 Loan Programs With Zero-Down Payment
The Essential Pre-Home Search Step
What is Mortgage Amortization?
4 Things to Understand About Credit Scores Before Applying for a Mortgage
How to Build Home Equity
How Much Down Payment Do I Need for my Mortgage Loan?
How to Calculate Your Debt-to-Income Ratio
Can I Qualify for Down Payment Assistance?
What is a 5/5 ARM?
5 Ways to Save Money on Your Mortgage
Best Time of the Year to Buy a Home
5 Things to Do After Your Mortgage Closes
How Does My Credit Score Affect My Mortgage Rate?
How Long after Bankruptcy should I wait before Applying for a Mortgage?
Cash-Out Refinance vs. HELOC in Ohio: Which Fits Your Goal?
What is the Right Mortgage for Buying a Fixer-Upper?
What Are Mortgage Points?
Why Do Mortgage Rates Go Up and Down?
3 Things You Need to Know About ARM Loans
First-time Homebuyers should avoid these 5 Mistakes
Interest Rate vs. APR
The Ins and Outs of a Down Payment
Everything You Need To Know About Prepayment Penalties
Should I Pay Off My Mortgage Before Retirement?
4 Documents You Need for Mortgage Pre-approval
30-year Mortgages vs. 15-Year Mortgages
What is a Reverse Mortgage?
How to Get a Low Interest Rate on a HELOC
How to Qualify for a Mortgage When Your Income Isn’t Steady
Should I Roll My Student Loans into My Mortgage?
Should I Make a Biweekly Mortgage Payment?
What is a Piggyback Mortgage?
The Ins and Outs of a Home Equity Line of Credit
Home Buying Help: What is Escrow?
Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?
How Much House Can I Afford?
The Top 4 Reasons You Should Get a VA Loan
Should I Pay Mortgage Points?
What is the Difference Between FHA loans and Conventional Mortgages?
What is the Difference Between Pre-approval and Pre-qualification?
4 Things Every Borrower Needs to Know About Mortgage Brokers
Should I Rent or Buy?
4 Reasons You Don’t Want to Pay PMI
10 Commandments When Applying for a Mortgage Loan
Using Your Tax Return to Buy a Home with Little to No Money Down
Western Ohio Mortgage #3 Rural Development Lender in Ohio for 2013
Western Ohio Mortgage Welcomes Mike Moore to the Team!
WOMC President Teresa Rose First Certified Reverse Mortgage Professional in Ohio
FHA BACK TO WORK PROGRAM

Western Ohio Mortgage Corporation

733 Fair Rd, Sidney, OH 45365

800-736-8485

937-497-9020

NMLS: 9601

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