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Blog Posts:

What Is a Wraparound Mortgage? A Detailed Guide for Buyers and Sellers
A Guide to Buying a Home in Retirement
Home Warranty vs. Home Insurance: What's the Difference?
Is Your Mortgage Payment Too High? Here’s How to Lower It
🎉 Happy New Year 2026! 🎉
FHA Compensating Factors: Strengthening Your Loan Application
Is a 15-Year Mortgage a Good Choice?
Merry Christmas
VA Home Loans: Benefits, Eligibility, and How to Apply
Using a HELOC to Pay Off Credit Card Debt: Is It Right for You?
Use a VA Energy Efficient Mortgage for Home Improvements
Starter Home vs. Forever Home: Making the Right Choice
Inheriting Property with Siblings
Buying a Property with Existing Tenants
Wishing you a Happy Thanksgiving!
VA Housing Grants for Disabled Veterans: Adapting Homes for Independence
Understanding Mortgage Liens and Property Encumbrances
Joint VA Loans: Combining Forces for Homeownership
Are HELOC Interest Payments Tax Deductible?
Will Home Prices Drop? Understanding Real Estate Market Trends
Happy Veterans Day!
How Your Credit Score Affects Your Mortgage
Is a 30-Year Mortgage Right for You?
Understanding Your Mortgage Maturity Date
Happy Halloween!
Understanding Your True Monthly Mortgage Cost in 2025
Is Now the Right Time for a Home Equity Line of Credit?
Combination Mortgages: Eliminate Private Mortgage Insurance
The First-Time Homebuyer's Complete Guide
Should You Use Your 401(k) for a Home Down Payment?
Understanding Mortgage Closing Costs
Home Buying Programs for Teachers: Your Path to Affordable Homeownership
VA Loans: Your Qualification Guide
What Is a Cash-In Refinance?
A Mortgage Tax Credit That Could Save You $2,000 a Year
Mortgage Basics for First-Time Home Buyers
Does Refinancing your Mortgage Make Sense?
Remembering the Lives Lost on 9/11
Why Buying a Duplex Makes Financial Sense
Tips for Short-Term Rental Success
The Mortgage Spread is Shrinking
Applying for a Mortgage: Fixed or Adjustable Rate?
Tips to Get a Lower Rate on a VA Loan
Funding Energy-Efficient Home Improvements
Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid
Six Essential Tips for Buying a Vacation Home
Is it Better to Buy or Rent?
VA Loans are a Great Option for Veterans and Active-Duty Members
Learn More about Home Renovation Loans
Should you Hire a Real Estate Attorney When Buying a Home?
Explaining the Mortgage Contingency Clause
The Difference between Appraised Value and Market Value
The Changing Tides of the Housing Market
DIY Home Improvements: When to Do It Yourself and When to Call the Pros
Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations
Cap Rate: Your Key to Smart Rental Property Investing
A Guide to Using a Home Equity Loan for an Investment Property
Happy 4th of July from Western Ohio Mortgage Corporation!
Why Some Veterans Choose Conventional Loans Over VA Loans
What's the Perfect Interest Rate?
The Mortgage Revolution: How AI is Shaking Things Up
Foreign Buyers Retreat: A Silver Lining for U.S. Homebuyers?
What's Rent-vesting and Can It Help Me Become a Homeowner?
Can You Use Your VA Loan Again After It's Been Assumed?
Facing Foreclosure? Here’s What You Can Do Now
How to Buy a HUD Home: A Complete Guide
Should You Hold Out for Lower Interest Rates Before Buying a House?
More Borrowers Are Putting 20% Down - Should You?
Where Do Mortgage Lenders Get Funds for Home Loans?
How to Buy a Home at a Government Auction
What Are the Financial Benefits of Owning a Home?
Buying a Home when you have Student Loans
Understanding VA Loan Occupancy Requirements
5 Highly-Effective Habits of Successful Homebuyers
Why You Should Definitely Do a Pre-Settlement Walkthrough
VA Construction Loans: Your Ticket to Home Sweet Home
The Pros and Cons of Buying a Historic House
PMI vs MIP: What You Need to Know Before Buying a Home
5 Tips for Buying a Home When Interest Rates are High
How Parents Can Help Their Children Prepare to Be Homeowners
Why Hazard Insurance Matters When You’re Buying a Home
Real Estate Crowdfunding – Investment Friend or Foe?
Am I Too Young For a Mortgage?
Understanding Private Mortgage Insurance
The Pros & Cons of Buying a Foreclosure
The Housing Market from a Generational Point of View
VA Loans: Your Top Questions Answered
Balloon Mortgages for Investment Properties: A High-Risk, High-Reward Strategy
How to Challenge a Low Home Appraisal
Important Things to Know Before Purchasing a Home with Solar Panels
Buying a House? Don't Forget About Schools!
Step-by-Step Guide to Buying a Home Out of State
Your Step-by-Step Guide to the Homebuying Process
Understanding the Underwriting Process in Home Buying
How to Know If You’re Ready to Buy a Home: Key Considerations
Tips for Negotiating Home Prices
5 Ways to Buy a Home With No Down Payment
A Guide to Financing and Buying a Condo
Unlocking the Power of Home Equity
The Investment Potential of Vacation Homes
3-2-1 Buydown Mortgage Loans
Understanding Your Loan Estimate: A Guide for Homebuyers
Your Guide to Saving for a Down Payment
Your Digital Guide to Modern Homebuying
Use your VA Loan Benefits to Buy a Home
What to Consider When Buying Waterfront Property
Why Your Credit Score Matters When Buying a House
VA Home Loans: Benefits for Veterans
Unlock Your Home’s Potential with a Fixed-Rate HELOC
Navigating the Mortgage Pre-Approval Process: Your First Step to Homeownership
FHA Gift Funds: Unlocking the Door to Your New Home
Helpful Home Buying Tips
Wishing Your Family a Wonderful Holiday Season 🎄🎁 🏡
Higher Loan Limits for 2025 Announced
Non-QM Loans: Flexible Home Financing for Self-Employed & Investors
VA Jumbo Loans help Veterans buy New Homes
The Inside Scoop on the Top 5 Mortgage Loan Types
USDA Loans: Affordable Path to Homeownership
How Long is a Mortgage Pre-approval Good For?
Wishing you a Happy Thanksgiving!
Key Questions to Ask Your Mortgage Lender
Investing in Vacation Rentals: Luxury vs. Economy Properties
Understanding Sales Price vs. Appraised Value in Real Estate
Understanding Your Mortgage Statement
Preparing for Your First Mortgage Payment: Key Details to Know
Understanding Conventional Loans: A Guide for Aspiring Homeowners
Is FHA Streamline Refinance Right for You?
Happy Halloween from Western Ohio Mortgage Corporation
Should You Buy a Condo Vacation Property?
Tips for a Successful First-Time Home Buying Experience
The Rise of Single Women Homeowners: Tips for Navigating the Journey
Condo or Townhouse: Which One Fits Your Lifestyle?
A Simple Guide to First-Time Homebuyer Programs
5 Smart Strategies for Finding the Right Mortgage
How Self-Employed Individuals Can Secure a Mortgage with Confidence
Discover Low-Cost Mortgage Solutions for First-Time Buyers
Understanding the VA Loan: How Many Times Can You Use It?
Financing Options for Real Estate Investment
Understanding Mortgage Rates: A Guide for First-Time Homebuyers
How the Fed's Rate Cut Could Impact Your Mortgage
Top Reasons to Refinance Your Home: Key Benefits to Consider
Choosing the Right Mortgage Term: A Key Decision in Homeownership
Refinance Your Home, Even if You Have Limited Equity
Exploring VA Loans: A Path to Homeownership for Veterans
A Strategic Approach to Adjustable-Rate Mortgages
Home Equity Loans vs. HELOC: Which is Right for You?
How High Balance Loans Can Help You Afford a Home in Expensive Markets
Discover the Benefits of USDA Loans
Housing Assistance Programs for Veterans
Essential Guide to Home Inspections: Safeguard Your Investment
A Guide to Freddie Mac CHOICERenovation Loans
Buying a Home: A Helpful Guide to FHA Loans
How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)
Mixed-Use Property Loans
Unlocking Real Estate Potential with HELOCs
Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?
Native American Direct Loan (NADL) Program
Mortgage Options for Physicians: A Path to Homeownership
Can You Afford to Buy a Vacation Home?
Understanding the Importance of Home Warranties
Mortgage Options For Single Parents
Happy 4th of July !
Mortgage Co-signers : A Strategic Partnership for Homebuyers
Essential Financial Tips for Buying a Vacation Home
Pros and Cons of No-Down Payment Loans
Planning Your Vacation Home Purchase
Building Your Dream Home: The Essential Guide to Construction Loans
Why Veterans Are Winning in Today’s Housing Market
How To Pay Off Your Mortgage Faster
Renovate your Home with a Home Equity Loan
A Veteran’s Guide to Home Loans with Bad Credit
The Essential Guide to Homeowners Insurance for New Homeowners
How to Buy a Home After Bankruptcy
Refinancing vs. Loan Modification: Why Refinancing is the Better Choice
7 Red Flags for Second Home Buyers and How to Avoid Them
A Mortgage Professional's Guide to Inheriting Property
Your Guide to FHA Loans: Making Homeownership Attainable
Mortgage Options for Seniors Downsizing in Retirement
What Is Title Insurance and Why Do I Have to Pay for It?
Understanding USDA Rural Development Loans: Benefits and Eligibility
A Comprehensive Guide to Protect Yourself Against Mortgage Fraud
How a 5% Mortgage Can Get You Into Real Estate Investment
The Importance of Debt Consolidation Home Loans
Annual Mortgage Review for First-Time Buyers
Understanding the Benefits of a DSCR Loan Compared to a Conventional Loan
Your Mortgage Application Document Checklist
The Top 7 Mortgage FAQs of First-Time Buyers
FHA Loans: the 9 Most Frequently Asked Questions
A Renovation Loan Could Help You Beat the Housing Market
6 Ways to Save Money on Your Next Mortgage
How Soon After Buying Can I Refinance the Mortgage of My Second Home?
Is Now a Good Time to Buy a Vacation Home?
What Does It Take to Get an Investment Property Loan?
The Do’s and Don’ts of Buying A Vacation Home
Combat Rising Inflation on Your Debt with a Refinance Loan
Programs and Grants to Help First-Time Home Buyers
7 Essential Home Buying Questions
How to Avoid 3 Common Mortgage Scams
What is a Drive-By Appraisal?
Home Equity Vs. Cash-Out Refinance Loans
Can You Afford a Second Home?
What if Rates Rise while my House is Under Contract?
Your AirBnB Income Can Help You Refinance Your Mortgage
How to Make Your VA Loan Competitive in a Hot Market
What’s the Difference Between the Sales Price and Appraised Value of a Home?
Can You Afford a Second Home?
What You Need to Know About FHA Loans in 2022
Will a HELOC Affect Your Credit Score?
Can You Get a Loan to Buy an AirBnB?
What an 18% Jump in 2022 Conforming Loan Limits Means for Me
How Long Should You Keep Your Mortgage Papers?
One Extra Mortgage Payment a Year Can Add Up to Big Savings
Who Owns My House: Me or My Mortgage Lender?
5 Reasons You Might Want a Non-Conforming Mortgage Loan
Creative Ways to Avoid Paying Closing Costs
5 Questions Unmarried Couples Should Ask before Buying a Home
Should I Do a Cash-out Refinance on My Rental Property?
7 Tips for Second-Time Home Buyers
Is the Market Headed towards 3-D Printed Homes?
Merry Christmas and Happy New Year
What Are Mortgage Origination Fees?
Buying a Home with help from Family
What does Homeowners Insurance Cover?
Happy Thanksgiving
Should I Ever Consider a Balloon Mortgage?
What is a Mortgage Contingency?
How to Prepare Your Home for an Appraisal
Happy Halloween
Americans Home Equity is at a Record High
How to Get Past First-Time Home Buyer Anxiety
4 Other Ways to Save Without Refinancing
Who Will I Work with in the Home Buying Process?
Fannie Now Accepts Timely Rent Payments as Credit Background
What is an eClosing?
4 Things to Know Before Getting a Reverse Mortgage
Is Buying a House with an HOA a Good Idea?
Should I Get a Conventional or FHA Loan?
Fannie, Freddie, and Ginnie and What Do They Have to Do With My Mortgage?
This New Mortgage Rule Could Save You from Foreclosure
How to Get a Mortgage Without a Credit Score
How Big Credit Card Purchases Can Hurt Your Mortgage Terms
Should I Buy, Build, or Renovate as a First-Time Home Buyer?
Can Refinancing Hurt My Credit Score?
Will My Mortgage Payment Increase Over Time?
What’s the Difference Between a Home Appraisal and Inspection?
What to Do if the Appraisal Comes in Low
How to Protect Your Information When Applying for a Mortgage Online
How to Avoid Delays in Your Home Buying Process
Can I a Buy a Home with Bad Credit?
How to Refinance After a Mortgage Forbearance
Should I Stay with my Current Lender when I Refinance?
5 Questions to Ask Yourself Before Applying for a Mortgage
What is the Best Way to Pay for Home Renovations?
Condo or Townhouse - Does it Matter?
There are LOTS of Reasons why You Might Want to Refinance
How Mortgages Are Affected by Property Use
Should I Buy a New or Existing Home?
What Loan Options are Available for Rental Properties?
How to Apply for a Mortgage Online
Why does Buying a Home require so much Insurance?
Mortgage Rates are Seasonal and Other Secrets
Time to Take Advantage of the Commercial Real Estate Market
Can you a Buy a Home with Bad Credit?
Two New Rules That Could Make Getting a Home Loan Easier
The Little-known Mortgage That Doesn’t Require a Down Payment
What’s the Difference Between a Jumbo and a Super Conforming Loan?
6 Tips for Saving a Down Payment as a Renter
Why ARM Loans Don’t Make Much Sense Right Now
4 Predictions for the 2021 Mortgage Market
Mortgage Lingo 101
Should I Pay Mortgage Taxes and Insurance on My Own?
Questions to Ask Your Mortgage Lender
How Much of My Income Should Go to My Mortgage?
Is My Credit Score Good Enough for a Mortgage?
Happy Thanksgiving
How the Eviction Moratorium Affects Landlords and Their Mortgages
Is It Possible to Escape Refinance Closing Costs?
Should I Pay Off My Mortgage with My 401(k)?
Happy Halloween
Should I Pay Off Student Loans with a Home Refinance?
How Often Can I Refinance?
How to Get a Small Dollar Mortgage Loan
Why This Fall Might Be the Best Time to Buy a House
Is Now the Right Time to Buy Your First Home?
How the New Fed Policy Will Affect Your Mortgage Rates
The Little-known Mortgage That Doesn’t Require a Down Payment
Why a Mortgage is Good Debt
Should I Refinance into a 15-year Mortgage Now?
How Bad Is It to Miss a Mortgage Payment?
Do You Have Enough Money to Buy a House?
How are Mortgage Interests Rate Determined?
What Happens If I Lose My Job During the Mortgage Process?
Should I Prepay My Mortgage?
New FICO “Resilience” Credit Score Could Help Borrowers
Is Down Payment Assistance Still Available During COVID-19?
Buying a First Home in an Expensive Area
7 Tips to Improve Your Credit Before Applying for a Mortgage
What is an ARM loan?
You Can You Still Get a Home Loan with Tighter Standards
Understanding Mortgage-related Insurance
FHFA: Borrowers in Forbearance CAN Refinance
Is Now a Good Time for a Reverse Mortgage?
The COVID-19 Housing Market is Better than the Great Recession Market
How Long Does a Pre-Approval Letter Last?
4 Refinancing Mistakes to Avoid
What You Need to Know About Mortgage Forbearance
How To Get Help If You Can’t Pay Your Mortgage
How to Buy a Home During COVID-19
The Best Home Loans for Buying a Fixer-Upper
Can a Higher Interest Rate Actually be a Better Choice?
How Can I Qualify for a Home Equity Loan?
Will an Employment Gap Hurt My Chances for Mortgage Approval?
5 Strategies for Paying Your Mortgage Off Early
What Does It Take to Refinance a Jumbo Loan?
Is Applying for Mortgage Online a Good Idea?
Should You Buy a Second Home as Your First Home?
5 Strategies for Paying Your Mortgage Off Early
Why NOT to Pay Off Your Mortgage Early
4 Reasons Why You Should Refinance NOW
What Costs Can I Expect as a Home Seller?
How to Pay for Your Home Improvement Project
3 Things Lenders Don’t Want to See on Your Bank Statements
Merry Christmas and a Happy New Year
What Fees Are Included in My Monthly Mortgage Payment?
6 Tips to Get a Rock-Bottom Home Loan Payment
How to Cancel FHA Mortgage Insurance
How to Make the Most of a Home Inspection Before You Buy
Happy Thanksgiving
4 Common Mortgage Refinancing Myths
6 Homebuying Mistakes to Avoid
Happy Halloween
Jumbo Loans for Veterans
6 Reasons to Become a Homeowner
Can I Refinance with Bad Credit?
Don’t Move Out Before You Sell
Is a Bigger Down Payment Always Better?
Can I Get a Mortgage Without a Credit Score?
9/11 A Day We Will Never Forget
How Does the Stock Market Affect Mortgage Rates?
What is the CHOICERenovation Mortgage?
How To Consolidate Debt with a Refinance Loan
Should you Buy an Investment Property?
How to Avoid Wire Fraud at Mortgage Closing
What’s More Important: Lower Home Prices or Mortgage Rates?
What is a Mortgage Servicer?
Energy Efficient Mortgage Program
What is a Loan-to-Value Ratio?
How to Start When Searching for Your First Home
Happy 4th of July
Can I Refinance Without Closing Costs?
5 Tips for Buying an Investment Property in Ohio
How Do I Get Rid of Private Mortgage Insurance?
Benefits to Mortgage Debt
What is a Physician Loan?
4 Loan Programs With Zero-Down Payment
The Essential Pre-Home Search Step
What is Mortgage Amortization?
4 Things to Understand About Credit Scores Before Applying for a Mortgage
How to Build Home Equity
How Much Down Payment Do I Need for my Mortgage Loan?
How to Calculate Your Debt-to-Income Ratio
Can I Qualify for Down Payment Assistance?
What is a 5/5 ARM?
5 Ways to Save Money on Your Mortgage
Best Time of the Year to Buy a Home
5 Things to Do After Your Mortgage Closes
How Does My Credit Score Affect My Mortgage Rate?
How Long after Bankruptcy should I wait before Applying for a Mortgage?
Should I Choose a Cash-Out Refi or HELOC?
What is the Right Mortgage for Buying a Fixer-Upper?
What Are Mortgage Points?
Why Do Mortgage Rates Go Up and Down?
3 Things You Need to Know About ARM Loans
First-time Homebuyers should avoid these 5 Mistakes
Interest Rate vs. APR
The Ins and Outs of a Down Payment
Home Equity Loan vs. HELOC
Happy Holidays from Western Ohio Mortgage Corporation
Everything You Need To Know About Prepayment Penalties
Should I Pay Off My Mortgage Before Retirement?
4 Documents You Need for Mortgage Pre-approval
Happy Thanksgiving from Western Ohio Mortgage Corporation
Jumbo Loan Basics
30-year Mortgages vs. 15-Year Mortgages
What is a Reverse Mortgage?
How to Get a Low Interest Rate on a HELOC
How to Qualify for a Mortgage When Your Income Isn’t Steady
6 Facts about Private Mortgage Insurance
Should I Roll My Student Loans into My Mortgage?
Should I Make a Biweekly Mortgage Payment?
What is a Piggyback Mortgage?
The Ins and Outs of a Home Equity Line of Credit
Home Buying Help: What is Escrow?
What Are Closing Costs?
Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?
How Much House Can I Afford?
The Top 4 Reasons You Should Get a VA Loan
Can I Qualify for an FHA Loan?
Should I Pay Mortgage Points?
What is the Difference Between FHA loans and Conventional Mortgages?
Happy Independence Day 2018!
What is the Difference Between Pre-approval and Pre-qualification?
4 Things Every Borrower Needs to Know About Mortgage Brokers
Should I Rent or Buy?
4 Reasons You Don’t Want to Pay PMI
USING A TAX RETURN TO PURCHASE A HOME!
10 Commandments When Applying for a Mortgage Loan
Using Your Tax Return to Buy a Home with Little to No Money Down
Western Ohio Mortgage is one of Ohio's Top Rural Development Lenders!
Western Ohio Mortgage #3 Rural Development Lender in Ohio for 2013
Western Ohio Mortgage Welcomes Mike Moore to the Team!
WOMC President Teresa Rose First Certified Reverse Mortgage Professional in Ohio
Home Inspection FAQs - Attic
HUD's New Deadly Short Sale Rule
FHA BACK TO WORK PROGRAM
Why Do Real Estate Agents Still Exist?
Welcome to our New Blog!

Western Ohio Mortgage Corporation

733 Fair Rd.
Sidney, OH 45365

800-736-8485

937-497-9020

NMLS: 9601

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