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We offer the assistance you need to help in all of your mortgage endeavors. whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable.

Reverse Mortgages

Reverse mortgage loans are a way for older homeowners to convert their home's value into tax-free cash, without having to sell or move, HUD allows Homeowners who are 62 or older to borrow against the equity of their homes. 

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USDA Loans

A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metro area by USDA

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Home Purchase

FREE Home Mortgage Pre-Qualification! Do you know how much home you can afford? Take the first step to getting a pre-qualified in just 60 or less!

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Home refinance

Are you paying too much for your mortgage? Answer these questions below to calculate a possible lower mortgage rate & payment in just 60 seconds or less!

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Western Ohio Mortgage Corporation is ready to take your call!
733 Fair Rd.
Sidney, OH 45365
Trose@westernohiomortgage.com 800-736-8485 9601
What is the Difference Between Pre-approval and Pre-qualification?

What is the Difference Between Pre-approval and Pre-qualification?

When it comes to mortgages, there are two similar sounding terms that often confuse potential homebuyers: pre-qualification and pre-approval. While they are alike in some ways, their purposes are different. If you are looking to get a mortgage,

Jun 27, 2018 | First-time Homebuyers Purchasing a Home

4 Things Every Borrower Needs to Know About Mortgage Brokers

4 Things Every Borrower Needs to Know About Mortgage Brokers

Buying a home in Ohio, whether for the first time or the last, is an exciting event. Yet before you even take a look at a single home for sale, it is a smart idea to have your mortgage financing lined up. While it is possible to get a home loan directly w

Jun 20, 2018 | mortgage brokers

Should I Rent or Buy?

Should I Rent or Buy?

While homeownership has long been the American dream, buying a home is not necessarily the best choice for every person or every situation. There are many factors to consider in determining if a home purchase is the right decision for you right now. Can

Jun 14, 2018 | Purchasing a Home

4 Reasons You Don’t Want to Pay PMI

4 Reasons You Don’t Want to Pay PMI

Years ago, a 20% down payment was a requirement for obtaining a mortgage loan. Putting that much money down made it less likely that borrowers would simply default on their home loans and gave lenders a measure of security and collateral in the case of fo

Jun 07, 2018 | First-time Homebuyers

USING A TAX RETURN TO PURCHASE A HOME!

USING A TAX RETURN TO PURCHASE A HOME!

Are you ready for your tax return? What are you planning to do with it? Did you know that you can use it to purchase a home? Western Ohio Mortgage Corporation offers home purchase programs that require little to no money down! Click Here for Mor

Mar 10, 2017 | bankruptcy FHA Home Loans Ohio Top Lender tax return USDA

10 Commandments When Applying for a Mortgage Loan

10 Commandments When Applying for a Mortgage Loan

10 Commandments When Applying for a Mortgage Loan Thou shall not change jobs or become self-employed. Thou shall not buy a car, truck or van unless you plan to live in it. Thou shall not use your credit cards or let your payments fall behind. Thou s

Apr 03, 2015 | FHA Rehabilitation Home Loans Real Estate Ohio Rural Development USDA Mortgage News