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10 Commandments When Applying for a Mortgage Loan

10 Commandments When Applying for a Mortgage Loan

April 3rd, 2015 | FHA, Rehabilitation, Home Loans, Real Estate, Ohio, Rural Development, USDA, Mortgage News

10 Commandments When Applying for a Mortgage Loan


Thou shall not change jobs or become self-employed.

Thou shall not buy a car, truck or van unless you plan to live in it.

Thou shall not use your credit cards or let your payments fall behind.

Thou shall not spend the money you have saved for your down payment.

Thou shall not buy furniture before you buy your house.

Thou shall not originate any new inquiries on your credit report.

Thou shall not make any large deposits into your bank account.

Thou shall not change bank accounts.

Thou shall not co-sign for anyone.

Thou shall not purchase ANYTHING until after the closing.

Main Office (Sidney)

733 Fair Rd.
Sidney, Ohio 45365

Lebanon Branch

901 N Broadway
Lebanon, Ohio 45036

Mason Branch

7577 Central Parke Blvd Suite 314
Mason, Ohio 45040


Phone: 800-736-8485
Fax: 937-497-9020
Email: Trose@westernohiomortgage.com
NMLS: 9601
We are licensed in the following states: Ohio: MB-801814.000, Indiana: 15536, Florida: MLD154, Kentucky: MB72955; 

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