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Questions?
Call us at 800-736-8485
Many homeowners assume that the lender who approves their mortgage will continue to hold that loan for the entire life of the mortgage. In reality, this is often not the case. After a loan is issued, it frequently becomes part of a much larger financial s
Apr 23, 2026 | Purchasing a Home
Property ownership comes with more than just a title—it includes a set of legal rights that define how you can use, control, and transfer your home. Understanding these rights is essential to avoiding legal issues and making informed decisions as a
Apr 21, 2026 | Purchasing a Home
The Truth in Lending Act (TILA) is one of the most important consumer protection laws in U.S. lending history. Understanding what it does — and doesn't — cover can make a significant difference when you take out a mortgage, finance a car, or o
Apr 14, 2026 | Purchasing a Home
Reviewed by Adam J. Rose, VP / Senior Loan Officer, NMLS #870301 Adam J. Rose is Vice President / Senior Loan Officer at Western Ohio Mortgage. Ohio LO License: LO.040068.001 | Direct: 937-497-9662 | Email: arose@westernohiomortgage.com If you are buying
Apr 12, 2026 | Purchasing a Home Conventional Loans Refinancing a Home
Many prospective homebuyers begin their search with a simple question: how much home can I realistically afford? If you earn around $70,000 per year, the answer depends on several financial factors beyond income alone. Mortgage lenders evaluate affordabil
Apr 09, 2026 | Purchasing a Home
Choosing where to live in retirement is one of the most important financial and lifestyle decisions many people will make. While certain cities often appear on “best places to retire” lists, selecting a retirement location requires more than s
Mar 26, 2026 | Purchasing a Home