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How to Get Past First-Time Home Buyer Anxiety

How to Get Past First-Time Home Buyer Anxiety

Buying a home is a major financial purchase. In fact, it is often the largest investment many people will make over the course of their lives. So, no pressure, right? The fact that it is a weighty decision with real consequences can cause a lot of anxiety

Oct 13, 2021 | Purchasing a Home

4 Other Ways to Save Without Refinancing

4 Other Ways to Save Without Refinancing

Mortgage interest rates are at historic lows and homeowners can take advantage of great savings by refinancing into those lower rates. But what if you’ve already refinanced and you still need to save money on housing costs? Or what if you don’t want to re

Oct 06, 2021 |

Fannie Now Accepts Timely Rent Payments as Credit Background

Fannie Now Accepts Timely Rent Payments as Credit Background

In an effort to bring more racial equality to the mortgage market, the Federal Housing Finance Agency (FHFA) announced recently that on-time rental payments may be used by government entities as part of the mortgage underwriting process.Government-sponsor

Sep 22, 2021 |

What is an eClosing?

What is an eClosing?

Even before the COVID-19 pandemic, in the quest for convenience, everything in our world was trending more towards “virtual” services. The coronavirus quarantining of the past year and a half has only increased the need for such online avenues. The mortga

Sep 15, 2021 |

4 Things to Know Before Getting a Reverse Mortgage

4 Things to Know Before Getting a Reverse Mortgage

Many Americans bank on being able to sell their homes in retirement to help pay for their living expenses. However, many seniors get to that stage and realize they do not want to leave their homes. Or there can be unexpected costs that crop up in retireme

Sep 08, 2021 |

FHA vs. Conventional Loans in Ohio: Which Should You Compare?

FHA vs. Conventional Loans in Ohio: Which Should You Compare?

FHA and conventional loans can both help Ohio buyers purchase a home, but they solve different problems. FHA may be more forgiving for buyers with lower credit scores or smaller down payments. Conventional loans may be stronger for buyers with better cre

Aug 25, 2021 |