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The federal government has aimed to help increase homeownership for decades. One of the Federal Housing Administration’s many programs to help Americans in their homeownership dreams is the Energy Efficient Mortgage program (EEM). Many homes, especi
Jul 17, 2019 | FHA Loans Government Loans
Once you get serious about buying a home or refinancing your current mortgage, you will probably hear the term “loan-to-value ratio” mentioned by your lender. What is this ratio and how does it affect your mortgage? Loan-to-Value Ratio D
Jul 10, 2019 | Credit
You saved up. You cleaned up your credit report. You talked to your Mortgage Loan Officer about how much you can afford, and now, you’re ready to purchase your first home. This is exciting! Have you thought about where you want to
Jul 05, 2019 | mortgage loan officer first time home buyer real estate agent mortgage budget
Adding real estate to your investment portfolio can be a great asset… if done correctly. Buying a property to flip or rent out has different mortgage requirements than a primary residence. There are always hidden costs that need to be anticipated a
Jun 19, 2019 | Purchasing a Home
In order to buy a house, most Americans take on a mortgage loan. While debt is usually to be avoided if possible, when it comes to a mortgage there may actually be some financial benefits for borrowers. Liquidity If you dump all your extra funds into pa
Jun 05, 2019 | Credit Mortgage Debt
Medical professionals often earn salaries far above the average American salary, and yet most come out of school with hefty student loans to repay. Such high debt loads would normally disqualify them from obtaining mortgage loans for several years. Thanks
May 29, 2019 | Purchasing a Home Doctors