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What should I do if I owe more than my home is worth?

What should I do if I owe more than my home is worth?

Owing more than your home is worth can feel discouraging, but the right next step depends on your goal. Some homeowners want a lower payment. Others need to move, handle hardship, or decide whether staying in the home still makes sense.\nWestern Ohio Mor

Mar 19, 2026 | Purchasing a Home

Buy a Home using the House Hacking Strategy

Buy a Home using the House Hacking Strategy

House hacking usually means buying a property, living in part of it, and renting out another part to help offset the payment. That might mean a duplex, a home with a rentable unit, or a room-rental strategy. It can be useful, but the mortgage details mat

Mar 17, 2026 | Purchasing a Home

VA Loan Credit Score Requirements

VA Loan Credit Score Requirements

VA loans continue to be one of the most valuable home financing options available to eligible veterans, active-duty service members, and certain surviving spouses. Backed by the U.S. Department of Veterans Affairs, these loans are designed to make homeown

Mar 12, 2026 | VA Loans

What Credit Score Do You Need to Buy a House in 2026?

What Credit Score Do You Need to Buy a House in 2026?

Your credit score plays a major role in qualifying for a mortgage in 2026. While loan guidelines have remained relatively consistent, underwriting has become more flexible in how lenders evaluate overall risk. That means your score matters—but it&r

Mar 10, 2026 | Credit

A Guide to Buying VA Foreclosures

A Guide to Buying VA Foreclosures

Purchasing a home is one of the most significant financial milestones an individual can achieve. While the traditional real estate market can be competitive and costly, VA foreclosures offer an alternative pathway that is often overlooked. These propertie

Mar 05, 2026 | VA Loans

Mortgage Loans for Self-Employed Borrowers

Mortgage Loans for Self-Employed Borrowers

If you are self-employed, getting approved for a mortgage can feel more complex than it does for a salaried employee. Traditional loan programs often require steady W-2 income and consistent pay stubs. However, there are strong mortgage options available

Mar 03, 2026 | Purchasing a Home