Questions?
Questions? Call us at (800) 736-8485
Questions?
Questions? Call us at (800) 736-8485
A VA adjustable-rate mortgage (ARM) is a home loan option available to eligible veterans, active-duty service members, and certain military spouses. Unlike fixed-rate mortgages, VA ARMs begin with a lower introductory interest rate that adjusts over time
Apr 16, 2026 | VA Loans
The Truth in Lending Act is meant to help borrowers understand the cost of credit. In a mortgage transaction, the practical takeaway is simple: do not focus only on the advertised interest rate. Review the disclosures, ask questions, and compare the full
Apr 14, 2026 | Purchasing a Home
Reviewed by Adam J. Rose, VP / Senior Loan Officer, NMLS #870301 Adam J. Rose is Vice President / Senior Loan Officer at Western Ohio Mortgage. Ohio LO License: LO.040068.001 | Direct: 937-497-9662 | Email: arose@westernohiomortgage.com If you are buying
Apr 12, 2026 | Purchasing a Home Conventional Loans Refinancing a Home
Many prospective homebuyers begin their search with a simple question: how much home can I realistically afford? If you earn around $70,000 per year, the answer depends on several financial factors beyond income alone. Mortgage lenders evaluate affordabil
Apr 09, 2026 | Purchasing a Home
VA loans can be one of the strongest mortgage options available to eligible Veterans, active-duty service members, and certain surviving spouses. The benefit can help with buying, building, improving, or refinancing a home, but the right option depends o
Apr 07, 2026 | VA Loans
Home equity can feel like a practical way to help pay for college, but it should be reviewed carefully. Borrowing against your home may create a different payment, a longer repayment timeline, closing costs, and risk if the new payment becomes hard to ma
Apr 02, 2026 |