Questions?
Call us at 800-736-8485
Questions?
Call us at 800-736-8485
Property ownership comes with more than just a title—it includes a set of legal rights that define how you can use, control, and transfer your home. Understanding these rights is essential to avoiding legal issues and making informed decisions as a
Apr 21, 2026 | Purchasing a Home
A VA adjustable-rate mortgage (ARM) is a home loan option available to eligible veterans, active-duty service members, and certain military spouses. Unlike fixed-rate mortgages, VA ARMs begin with a lower introductory interest rate that adjusts over time
Apr 16, 2026 | VA Loans
The Truth in Lending Act (TILA) is one of the most important consumer protection laws in U.S. lending history. Understanding what it does — and doesn't — cover can make a significant difference when you take out a mortgage, finance a car, or o
Apr 14, 2026 | Purchasing a Home
Reviewed by Adam J. Rose, VP / Senior Loan Officer, NMLS #870301 Adam J. Rose is Vice President / Senior Loan Officer at Western Ohio Mortgage. Ohio LO License: LO.040068.001 | Direct: 937-497-9662 | Email: arose@westernohiomortgage.com If you are buying
Apr 12, 2026 | Purchasing a Home Conventional Loans Refinancing a Home
Many prospective homebuyers begin their search with a simple question: how much home can I realistically afford? If you earn around $70,000 per year, the answer depends on several financial factors beyond income alone. Mortgage lenders evaluate affordabil
Apr 09, 2026 | Purchasing a Home
VA loans are one of the most valuable home financing benefits available to eligible veterans, active-duty service members, and certain military spouses. Backed by the U.S. Department of Veterans Affairs, these loans are designed to make homeownership more
Apr 07, 2026 | VA Loans